The Ultimate Personal Finance Blog

What if incentivization of the IOTA 2.0 Testnet was powered by the IOTA Community instead of the IOTA Foundation?

An excellent article written by guest writer Gary Grewal, who describes the complicated relationship between social media and financial independence.

Budgeting doesn’t have to be a grueling task where you force yourself to decide how much you’re allowed to spend in a month and then somehow magically stick to it. Budgets comes in many shapes and sizes, which means that with all the options, you can pick an approach that’s best suited for you.

Most people grow up thinking that you need a financial advisor to safely retire. But the tools available to you today make them obsolete. Let’s talk about why you should never work with a financial advisor who relies on commissions.

“Your Money or Your Life” isn’t like any personal finance book I’ve ever read. Its focus lies on the deeper meaning of money, and how you can transform your relationship with it. The realizations you have while reading this book make it worth every penny.

I recently stumbled upon a copy of “How Much Do I Need to Retire?” by Todd Tresidder. This retirement planning book has a specific target. It focuses solely on how much money you need to retire and understanding the assumptions that go into retirement models.

Throughout your life I’m sure you’ve heard the term “stocks and bonds” before. You know they have something to do with companies, and investors talk about them all the time. Here’s a simple breakdown of what exactly stocks and bonds are.

Robo Advisors are the future of investing. There’s no longer a need to have a financial advisor build you a portfolio out of mutual funds that they get a commission from. We can now rely on software algorithms that create investment portfolios based on our investing time horizon and risk tolerance. You can learn how to start investing without a financial advisor today.